The nominal interest rate (TIN) of consumer loans has grown by 23.7% since the last quarter of 2020, according to the analysis carried out by the 'App' Fintonic.
Likewise, the report notes that the increase in this fixed concept of financing is especially significant in the case of the first five entities, "reaching in some concrete cases by 39% more".
In addition, it would be "increasingly common" that interest rates at more competitive prices are linked to the hiring of additional financial products, as safe.
The average profile of the loan contracting is an old man between 36 and 45, single and without children and income between 1,100 and 1,399 euros.
In addition, one of every three users requests amounts less than 3,000 euros, while one in four subscribes credits worth more than 15,000 euros. About 6% is affected by an ERTE and one in two is less than two years old in work antiquity.
Likewise, despite the "timid" recovery that consumer credits are experiencing, Fintonic expects a trend change, as seen in the data recorded in the last month on its loan platform; Specifically, they reflect a rise in the demand of 10% in June compared to May.
Regarding the insurance sector, Fintonic points out that they have also experienced a progressive price increase in some policies in recent months.
Thus, although car insurance has followed a tendency to reduce premiums since the beginning of the pandemic, the rest of the Ramos have a more diverse behavior, according to the analysis of this company.
"Home insurance shows an upward trend in terms of 2021 of 9.2%, as well as accident coverage for motorcycles, with prices 4% higher," he says.
In this context, Fintonic has launched the campaign 'A good weather, good face', an initiative with which it seeks to defend that financial institutions are "now more than ever, next to the user", according to information advanced by Europe Press.
To stage it, the 'App' team star in a campaign in which the mask is symbolically removed to face its users, representing "their determined support for citizens" and offering "their help as independent experts".
Date Of Update: 25 July 2021, 06:44
