When you want to spend time with your family, when you play sports to release the stress of the week, when you get on a plane to change scenery and disconnect from your routine... The moments and experiences we choose to enjoy our free time we like to squeeze them to the maximum without frights
They are parentheses that are becoming increasingly valuable due to the dizzying speed at which everything moves today. For this reason, Allianz Partners, an Allianz group company, has created a new type of insurance with which it is intended to help people make the most of their time, turning it into quality time without having to worry about anything.
Also throughout our lives, we are increasingly faced with situations that we must protect, that can cause us problems and in which it is better to have someone expert to solve our problems if they arise. New situations such as when you have to rent a house and the tenant does not pay the rent, or when you buy a new mobile phone and it is stolen, or in the face of much more recent trends such as cybercrime.
It is a whole universe of coverage that is somewhat removed from traditional insurance, which is included within niche insurance, although the company refers to it in a more informal and graphic way. "We speak, very colloquially, of insurance to continue enjoying: for those who want to enjoy events, trips, the new mobility, their real estate... without worries", they explain from Allianz Partners.
The truth is that the company has already become a benchmark in this field. Proof of this is that it is the world leader in Assistance, Travel Insurance and event cancellation, and is one of the pioneering companies in ensuring the new mobility. In addition, in 2022, in the Personal Care category, they became the leading insurer in Spain in this area, winning the Supercuidadores award. Not to mention other solutions such as their home care services and new mobility, in which they also stand out.
But the best way to understand what these insurances are is to review the list of coverages offered by Allianz Partners to fully enjoy the best moments in life.
In this case, these are not policies intended to provide protection to the end user of a bicycle or scooter, but to the companies that provide this new type of urban mobility, key to the decarbonisation of transport in large cities. According to the latest Study on Personal Mobility carried out by Allianz Partners, more than 60% of the people surveyed said they used them between one and three times a week. Therefore, it is logical that it is also important to protect the fun and safety of the people who use these services, in addition to providing coverage in case of theft of these vehicles or damage due to vandalism.
According to the third international report Travel Confidence Index prepared by Allianz Partners, 53% of Spaniards planning a trip this winter were determined to take out insurance to protect themselves against any eventuality or problem that might arise during the trip, including health problems. Also to ensure reimbursement in case you have to cancel the trip at the last moment.
Hence the importance of policies such as those offered by Allianz Partners itself, as the leading insurer in this category. Among its offer you can find specific insurance for vacation trips alone or in company; an annual multi-trip insurance that will allow you to save money if you travel more than twice a year: one that ensures reimbursement in case of cancellation for reasons such as having contracted Covid-19 or Globetrotter Insurance if you are going to spend a season crossing borders between countries or you are going to travel for more than three months.
Likewise, they have other more specific policies such as the one intended to cover study trips abroad for young people up to 30 years of age up to a maximum of twelve months, the Schengen Visa for non-residents, with which you can move safely in Space Schengen for a maximum of 92 days; Ski Insurance and Cruise Travel Insurance.
According to another study carried out by Allianz Partners, more than 40% of those surveyed would take out cancellation insurance so as not to lose the money invested in buying tickets for an event in the event that something prevents its celebration or an unforeseen event arises. make it impossible for you to attend. This is another case in which Allianz Partners policies do not directly cover the end customer, but do cover event promoters or ticket sales platforms such as TicketMaster. Even so, once again, the fact that these platforms have these insurances will also allow you to have guarantees.
What happens if the expected date of a trip to the ski resort of a European destination arrives and there is no snow on the slopes? What happens if someone gets hurt skiing and needs to return earlier or needs to receive medical assistance? What if you have to cancel the trip at the last minute? Ski and snowboard lovers face eventualities outside of their plans, so Allianz Partners has created specific policies for them in which all these situations are covered, so that you only have to worry about one thing when organizing your trip: don't forget your skis or your board.
We said at the beginning of this text that our leisure moments are very precious to us and, therefore, we are very interested in protecting them. The same happens with the electronic equipment that surrounds us for two reasons: because in many cases they are expensive products and precisely because a good part of our time revolves around them.
Hence, more and more people are interested in contracting coverage such as the Allianz Partners Electronic Equipment Insurance, which includes protection for accidental damage or the warranty extension for mobile devices, household appliances and electronic image and sound equipment and the extension of guarantee. Always through intermediaries, yes.
No one wants to be in the position of facing the diagnosis of a serious illness. Whether it happens to you or a close relative, the news suddenly changes your life. And the truth is that in these circumstances it is essential to have coverage such as that offered by the Allianz Avenue serious illness insurance.
Although with certain differences by age, this policy covers you and your closest relatives for conditions and medical interventions such as cancer, severe epilepsy, a living organ transplant, the implantation of a prosthesis... In addition to covering the costs , allows you to have professional help in managing the entire process, access to international medical experts or even have psychological help to better cope with the emotional impact of the disease.
Legal defense is the type of coverage we are very happy to have when we find ourselves in a legal problem or fall victim to fraud when making an online purchase, so it is very reassuring to have this type of coverage. But the truth is that having a legal defense policy has many more applications on a day-to-day basis than we can imagine.
For example, taking advantage of legal assistance to review a contract and make sure that everything is in order before signing it. Or to process an appeal against a traffic ticket or a claim before the administration. Or to defend your interests in a separation or divorce process... Allianz Partners' Legal Defense insurance includes all these protections and will allow you to enjoy face-to-face or telephone advice to get out with flying colors and without more stress than necessary.
Another situation in which having insurance will save you a lot of worries has to do with renting a flat you own. To begin with, because the professionals at Allianz Partners will advise you when choosing a new tenant and will carry out a feasibility study to guarantee that it is in a position to face the payments that the lease entails.
But also because you will ensure that you continue to collect for six, nine or 12 months in case of non-payment. Finally, this type of policy will also cover the cost of repairing damage that may have occurred in the home as a result of acts of vandalism and the costs of locksmithing and legal assistance if the tenant has to claim a breach of contract.
Another thing that we consider especially valuable is the information, photographs, documents... that we keep on our computers and other digital devices. Losing them due to a failure or an accident related to the device can be a real drama for us in many cases. And the same happens if we are victims of a malware attack that could endanger that information or even our privacy.
That is why Allianz Partners has Cyber Insurance for individuals and companies. In which a digital life assistance service is included that will allow you to receive help in situations that can be complicated for those who are not very proficient in handling computers: configuring the device itself, installing an antivirus, recovering lost data, apply parental controls...
This text has been developed by UE Studio, a creative branded content and content marketing firm from Unidad Editorial, for ALLIANZ PARTNERS.
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