The Federal government wants to provide citizens with a better Overview of how much income you can expect. You will therefore begin in the coming year with the construction of a Digital pension overview. At the push of a button, citizens should be able from the autumn of 2022 and all of the sources of your retirement savings inform. This is clear from the draft law, Minister of labour, Mr Hubertus Heil (SPD), which is the F. A., for example. Only on the Basis of "regular, possible, complete, understandable, reliable and comparable information" to let the standard of living in retirement plan to hedge, it means in the design.
Dietrich Creutzburg
economic correspondent in Berlin.
F. A. Z.Kerstin Schwenn
business correspondent in Berlin.
F. A. Z.The offer is designed to complement the existing, often not easy-to-understand status messages of the individual pension providers, and incentives to pay attention more intensively on the possible gaps in the private pension provision. The CDU-pension politicians Peter White announced on Thursday that the coalition wool adopt the draft law in the autumn in the Bundestag. With the reform step, the coalition considered in this parliamentary term, especially with the Expansion of the statutory retirement guides, your view for the first time on the supplementary Pension. "This is a real breakthrough in our Efforts to provide the citizens finally a comprehensive Information about the status of your individual pension savings," said White. "If there are any gaps in your Pension, you can recognize them in the future – namely, early enough to close them in a timely manner by additional Provisions."
participation from October 2022
the comprehensive Overview of the statutory, occupational and private old-age security, create can to is to be built in January 2021 under the umbrella of the German Federal pension insurance, the "Central office for the Digital pension overview", which will operate an electronic Portal. After an introduction phase should participate from October 2022 to carriers of retirement benefits of all kinds on a voluntary basis – so citizens of this provisioning data via the Portal. In October, 2023 is to begin the "compulsory phase". All providers – whether from the private Riester will have to perform - or Rürup pensions, life, pensions, insurance policies or operation of their information. The citizens should be able to access your individual data at a glance digital. The query is then directed to "value-based information to the achieved and achievable pension claims, differentiated according to the nature of the payout as a lump sum or ongoing pension as well as differentiated between guaranteed and projected values." Legal claims against the pension funds does not arise. Still, it is considered technically difficult, the cumulative claim summary overview of meaningful present.
The individual data from the individual data set are not stored centrally, but from the servers of the carrier only at the Moment of the query together. This design is intended to dampen the concerns of privacy advocates. Identifier for a request will be the tax identification number. It is used for the first Time, for identification purposes, which have nothing to do directly with the tax office. For the development and the first phase of operation of the Central office of the Federal government will provide EUR 18.6 million by 2023. The costs for the ongoing operation of 2024 are estimated at 4.5 million euros a year.
Date Of Update: 30 July 2020, 13:19
