Pension compass of the Alliance: A new pilot in the pensions jungle

Many Germans are with view on the own retirement pessimistic or even fatalistic: "I get no pension", was, according to Alf Neumann, the Board of Directors of the life insurance division of Allianz, not a rare answer in the surveys by the insurer in the course of so-called "test-eat" by led. This is not supposed to be. The question "how much money I actually have in old age?", you should employ Neumann, according to every German. At the same time, he admits, given the diversity of forms of Provision: "It is not so clear what the Individual has carefully."

Niklas Zimmermann

volunteer.

the New orientation of the German pension thicket to offer the so-called "pension compass", the Alliance is offering after completion of the test phase, is now on a dedicated Website. There is a Video, where the insurer promises to appear, "With our digital pension compass, you bring in in just a few steps to clarity in your future." As Neumann said during the presentation on Thursday, were simplicity and clarity, the Central criteria of the product. "The customer had a lot of easier questions than we have expected," says Neumann of the experiences of the "eating Test".

state with its own platform

but It is not only the good will of insurers, the new applications for a simple representation of the total future pension drives. "We will introduce a cross-pillar pension information, with the citizens of their individual protection in the age of information from all three pillars will receive and the possible need for action can see." This sentence is in any company communication, but in the coalition agreement of the Federal government. In the third quarter of the current year a corresponding law is expected to design, with the tax identification number as a unique identifier for future pension claims. The Alliance expects that in the next two years, the relevant state Portal to be launched. "We go more into the advice clean," says Neumann, and believes that the "annuity compass" of the Alliance will be following the launch of the public offer demand.

the keyword for the advice, however, is also an important indication that the new product is anything other than neutral. "We have to show our products," says Neumann no secret of the fact. The adviser, there is a need also for the customer to get a Overview of the opportunities there are for retirement.