the Gp has spoken to the pensioner Barbara, 75, who in January was the 13th of 512 sek after taxes).
There was a increase in the rate of a modest $ 20, as compared to the previous year.
of Her public pension is a 12-287 sek (before tax).
, and She has a 3 511, the crowns of the occupational pension scheme.
the After-tax amount of the two pensionsdelarna 12 of 736 dollars.
Eddie worked most of his working life as a secretary. For a few years, she went down at half-time in order to be able to take care of the family.
today, she is a single parent and is currently 776 kronor in housing allowance.
Eddie has a case pending before it to get a large amount of her private pension of 1600 crowns-went out in the last year.
Then her rent is located at 6 of 170 kroner, the pension is not low, and the Ruth single is potential for a higher housing allowance.
the Chance of retroactive compensation
However, the case takes a period of time, and Ulla, as well as thousands of other retired people in the middle, when the Pensionsmyndighetens processing times remain long.
Eddie has a credit card that will save her during the tough months, but then you need to save a month after.
" I'm doing fine just the same. I never buy new clothes, I trade or buy at second-hand. I buy everything on special offer and are selling it as much as I can at a flea market, " says Alan.
the Authority could not comment on specific cases, but said that it was 80 per cent, of the pensioners, who could get in between the 240-950 of dollars more a month.
"It is most likely the reason that some of these have been of a less sum is due to the fact that we expect to bostadstillägget, according to the new rules," says Paul Claesson, pensionsspecialist of the Authority.
" We have had a very high-pressure applications, and has given priority to those who have not had a housing allowance. She has a right to a greater amount of her in the new circumstances, we will pay it retroactively, of course, " said David Claesson.
it Pays to work
A part of this year's changes mean that many school are increased, taxes were reduced for those with income in excess of 17 000, and that there were changes in the bostadstillägget.
for many school is a basic level of protection for those who have had little or no earned income during your lifetime. It is based on the universal pension, the amount of time you have lived in Sweden for one's living arrangement.
for Many, the day job allows, less, or equal amount of pension the full basic coverage with a housing allowance, according to the estimates of the BENEFITS Seniors.
the average annual pension for the nursing assistants, truck drivers or sales assistants is around 16 000 in pre-tax earnings.
There is a maximum this is on an 8-597, and, together with the full housing allowance, there may be 15 of 137 kronor, pre-tax. In addition, you only pay tax on many school-and not in the bostadstillägget.
" you Have been working all their lives, you need to have a pension that is above the floor. It must be worthwhile to do the work, " said Anna Eriksson, an expert on the BENEFITS Seniors.
This is a cover-up for those who have a reduced vested pension benefits. However, the question of whether a respect distance is up to the pensioners who have worked all their lives, is important, and is driven by, among other things, BENEFITS Seniors.
"we have started to talk about how much it is reasonable that it should distinguish between the one that worked and one that did not get done," says Paul Claesson of the Authority.
”They will of course be disappointed,”
the Level of the highest bostadstillägget was increased from 5 to 560 6 540. At the same time, it has changed the way a lot of other income will affect the calculation of the housing allowance. This means that about 40 000 elderly people have been reduced the housing allowance, or the whole of it.
" It seems to me that the vast majority of them have had a reduction of 100 to 200 dollars. It should be borne in mind that those who receive the housing allowance has already been quite low in retirement. Then, in 200 kronor to mean a lot, " says ms Eriksson.
"The ones that got a cut will have to be disappointed, but the changes to the one with the lowest pensions and the highest housing costs would receive a higher income," says David Claesson.
the strengthening of public pensions, an issue that BENEFITS Seniors is driving to take Ulla's economy.
"I was thinking that when you are retired you can devote to your kids, and buy some things for them to do a variety of activities and travel, but it can never be the same," says Alan.
READ MORE: the Expert: How can you increase your pension without having to work. READ MORE: 10, the standard professions, So a high (or low), the pension READ MORE: , it does not pay to work a full working life?If the housing allowance
for A living, with a capital of 16 500 Swedish kronor might not receive the housing allowance. For long, the limit is lower, but there is no definite limit.
, You can make a preliminärberäkning the Pensionsmyndighetens web-site.
, the Possibility of a housing allowance at the with an income below the threshold is affected by factors such as housing costs, and any other assets. It can be preliminärberäkningen to give an answer.
, If you are applying through a bank-ID, so the processing is easier, and possibly faster.
Is not the bank ID, you can take the help of a close family member with a bank ID.
Source: the Authority.View merVisa mindreSå low, the pension will be 8 professions < / span>
the Work between 23-64,is 8 years old. Have occupational pension schemes, via the CAPE, AT a salary of 30 to 400 dollars (according to the by 2019 the market value).
17 975 dollars.
14 471 dollars.
in the 14 to 921 dollars.
on the Plus 371 sek (up to 821 pounds unless you have a housing allowance). < / span> < / span>
the Work between 23-64,is 8 years old. To have an occupational pension through the SAF–LO), and a salary of sek 30 000 (as referred by 2019 the market value).
16 994 dollars.
on the 13th of 830 dollars.
14 691 dollars.
the Minus (371 sek (as well as of 591 dollars if you have a housing allowance). < / span> < / span>
the Work between 23-64,is 8 years old. Have occupational pension schemes, via the CAPE, AT a salary rate of 37 200 sek (according to the by 2019 the market value).
22 001 dollars.
17 077 dollars.
the Same is not entitled to housing allowance).
2 977 sek (grundskolläraren is not entitled to a housing allowance). < / span> < / span>
the Work between 23-64,is 8 years old. Have occupational pension schemes, via the CAPE, AT a salary of 27 700 sek (according to the by 2019 the market value).
on the 16th of 378 dollars.
on the 13th of 388 dollars.
in the 14 to 604 dollars.
the Minus (712 crowns (as well as 504 sek, with housing allowance). < / span> < / span>
the Work between 23-64,is 8 years old. Have occupational pension schemes, via the CAPE, AT a salary of 33, the 300, the crowns (as in 2019 the market value).
19 693 dollars.
in the 15 to 562 dollars.
the Same is not entitled to housing allowance).
Plus, the 712 kr (förskolläraren is not entitled to a housing allowance). < / span> < / span>
the Work between 23-64,is 8 years old. To have an occupational pension through the SAF–LO), and a salary of 25 to 100 dollars (as in 2019 the market value).
in 14 of 399 dollars.
11 965 dollars.
in the of 14, 078 dollars.
(2 of 135 Swedish kronor (by sek 22 with the housing allowance). < / span> < / span>
the Work between 23-64,is 8 years old. To have an occupational pension through the SAF–LO), and a salary on the 28th of 900 kronor, according to 2019, the year's worth).
the 16 of 367 dollars.
on the 13th of 379 Swedish kronor.
14 543 dollars.
the Minus (721 kronor (in addition to 443 crowns, with housing allowance). < / span> < / span>
the Work between 23-64,is 8 years old. Have occupational pension schemes, via the CAPE, AT a gross salary of € 39 300 sek (according to the by 2019 the market value).
on 23 of 242 dollars.
in the 17 to 9 and 10 dollars.
the Same is not entitled to housing allowance.
Plus, the 3 810 kr (the health visitor is not entitled to a housing allowance). < / span> < / span>
1. Respect distance refers to the difference between this case and the full basic coverage in the 14 100 years to the year 2020.
2. Wages and salaries have been taken from statistics SWEDEN, where, in 2018, the annual wages have been calculated by 2.7% in the year 2019. They are referring to all sectors, and in the age group between 55 and 64 years of age.
3. Age span 23-64,8 years of age is based on the average number of years of pension benefits based on the measurements of 2017, which was 41.8 years of age.
4. Tjänstepensionsförkortningar: the KAP-KL = the municipality and the county council, SAF–LO = private, blue-collar workers.
5. Housing allowance for eight in this case refers to 2019, the year of calculation rules with a rent of 6000 dollars.
Source: , the ANNUAL BENEFITS Seniors to View merVisa lessUpdated Date: 23 February 2020, 03:00