Recently, the world watched in amazement as two consecutive hurricanes of category 5 ravaged large areas of the insular Caribbean, and two large earthquakes shook Mexico in less than a month, leaving hundreds of deaths and thousands of victims. These natural disasters, which are occurring more frequently in recent years, have a major impact on the development of Latin America and the Caribbean. If we add to this the epidemics, crime and violence or civil strife, the progress made in the last decade, when poverty halved, can be seriously affected. According to a New World Bank study, four out of 10 Latin Americans are "a disaster" to fall into poverty. That is why being prepared financially and logistically for risk management can make a difference when recovering from what experts call aggregate economic shocks. In this infographic we explain what these shocks are and how to cope with them: Julio César Casma is an online producer of the World Bank.