Berlin/Wiesbaden (dpa/lhe) - The proportions to be paid by those in need of care in homes in Hesse have continued to rise and are only partially cushioned by new grants. In the first year in the home, an average of 2119 euros per month was due out of pocket on July 1st in Hesse - 41 euros more than on January 1st, according to an analysis by the Association of Substitute Health Insurance Funds. The surcharges introduced at the beginning of the year increase with longer stays at home and then dampen cost increases more strongly. Without subsidies, the average co-payment would be 2164 euros, 42 euros more than on January 1st.
However, Hessen still remained below the national average. As of July 1st, a nationwide average of 2,200 euros per month had to be paid out of pocket - 67 euros more than on January 1st. Without subsidies, it would now be an average of 2248 euros as an additional payment for everyone, 69 euros more than on January 1st.
On the one hand, the sums include the personal contribution for pure care and support. Unlike health insurance, long-term care insurance only bears part of the costs. For residents of the home, there are also costs for accommodation, meals and also for investments in the facilities. Since the beginning of the year, in addition to the payments from the long-term care insurance fund, there has also been a relief surcharge that increases with the length of care. The personal contribution only for pure care falls by 5 percent in the first year in the home, by 25 percent in the second, by 45 percent in the third, and by 70 percent from the fourth year.
However, the personal contribution for pure care has now continued to rise - in the national average without a subsidy to an average of 964 euros after 912 euros on January 1st. In Hesse it went up from 882 to 915 euros.
According to the information, remuneration agreements between the long-term care insurance funds and the homes in all federal states were evaluated for the analysis. The data refer to residents with care grades 2 to 5.
